It's time to spend guilt free

Simply deposit money in the app and get rolling

Spending that feels good

Works everywhere Visa is accepted

No Hidden
charges

Track through your
galgal app

contactless
transactions

Works everywhere Visa is accepted

No Hidden charges

Track through your galgal app

contactless transactions

Track Enabled Prepaid Card

personalised for you

No Hidden
Charges

No maintenance
charge

No Annual
fee

our Analytical Engine gets
it done

Categorize daily spends

Galgal automatically categorizes your spends, but you can also setup a custom category for yourself to classify your spends.

Track everything to the decimal

All transactions you make with the card is automatically tracked on the Galgal app, so you never miss a beat.

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Automate spending rules

Need to keep a tab on how much you’re spending? Just automate your custom rules and pump the brakes on expenses without even knowing.

Analyse & Compare

Head over to Galgal’s Analysis page and compare your spendings to know what’s what.

Frequenty Asked Questions

Galgal/Quikwallet card is a prepaid co-branded card that gives you access to funds 24x7x365 and is supported by VISA, it can be used at all ATMs and merchant locations on the VISA network, for better security, the card comes with a personal identification number (pin) which is known only to the cardholder
Your Galgal prepaid card should be kept secure at all times. If your cardis lost or stolen, immediately disable your card through our Galgal app. You would then be able to replace your card by writing to us at support@galgal.money
Contactless Card is a fast and convenient way to pay for everyday purchases. It is a secure, contactless chip technology designed to help you spend less time at the cash register and give you the freedom to do the things that matter most to you.
Step 1: Look at the contactless logo at the point of sale. Step 2: The cashier will enter the purchase amount into the terminal which will be displayed on the contactless reader. Step 3: Hold your card over the reader or at the POS at close range (less than 4 cm) from the contactless reader and within few seconds your payment will be approved. Step 4: Green indicator light or a beep sound indicates when the transaction is complete. A message will also be displayed on the screen indicating the transaction is complete. No PIN is required for amounts less than Rs 5000.
Contactless cards are as secure as any other chip card. They carry the same multiple layers of security, which ensures that you are safe from fraudulent or unauthorized transactions. You should keep your card safe and block it immediately if it is lost or stolen or you suspect unauthorized transactions.
Customers who have done Min KYC can load up to ₹ 10,000 at any time. Customers who can complete Video KYC can load up to ₹ 1,00,000 at any given time. The card can be re-loaded as often as required, subject to the maximum amount applicable as per KYC status.
Transaction stories are a unique way for you to interact with your transactions. You can categories transactions and indicate recurring transactions using stories, enabling Galgal to provide insightful analytics. Additionally, you can indicate your emotion associated with the spend (Happy or Guilty), which triggers our Guilty Pleasure and Forgive Yourself saving rules.
Galgal automatically tries to categorise your transactions. However, you can manually type uncategorized transactions or re-categorize a transaction to one of the pre-defined spend categories
You have the option to generate the new PIN using the Galgal mobile app.
Guilt-free balance is the amount you can spend after your essentials are budgeted. Once mandatory payments are finished and the savings pitcher is satisfactory by default, any money deposited into the Galgal account will be treated as a Guilt-Free Balance.
YesBank handles UPI deposits and Credits to the Galgal account.
Galgal UPI id will only be used to deposit money into your Galgal account. It can’t be used on other payment applications like Google Pay, PhonePe and for all payments or transfers.
Customers who have done Min KYC can load up to ₹ 10,000 at any time. Customers who can complete Video KYC can load up to ₹ 1,00,000 at any given time. The card can be re-loaded as often as required, subject to the maximum amount applicable as per KYC status.