Terms and Conditions

Gal Gal Money

These Terms & Conditions (“Terms”) govern your use of the Galgal Fintech Mobile Application (the “App”) provided by Galgal (“we,” “us,” or “our”)


By accessing or using the App, you agree to comply with these Terms. Please read them carefully before using the App.

1. Acceptance of Terms
By downloading, installing, or using the App, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, please do not use the App.


2. Privacy Policy
Your use of the App is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the App, you consent to the practices described in the Privacy Policy.


3. Eligibility
You must be at least 18 years old to use the App. By using the App, you represent and warrant that you are of legal age and have the capacity to enter into these Terms.


4. User Account
To use certain features of the App, you may be required to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access or use of your account.


5. Services
Our App offers various financial services, which may include but are not limited to, account aggregation, financial management tools, payment processing, and more. We reserve the right to modify, suspend, or discontinue any service or feature at any time without notice.


6. Fees
Some services within the App may involve fees, which will be clearly disclosed to you before you use the service. By using those services, you agree to pay the specified fees.


7. Compliance with Laws
You agree to use the App in compliance with all applicable laws and regulations. You are solely responsible for any consequences resulting from your violation of any laws or regulations while using the App.


8. Intellectual Property
All content, trademarks, logos, and other intellectual property within the App are owned by or licensed to Umunthu System Private Limited. You are granted a limited, non-exclusive, non-transferable license to use the App for personal, non-commercial purposes.


9. User Content
You may submit or upload content, including text, images, or other materials, to the App. By doing so, you grant us a worldwide, royalty-free, irrevocable, and sublicensable right to use, reproduce, modify, and distribute your content for the purpose of providing and improving our services.


10. Termination
We reserve the right to terminate or suspend your access to the App at our sole discretion, without prior notice, for any reason, including but not limited to your breach of these Terms or illegal activities.


11. Disclaimer of Warranties
The App is provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, or reliability of any information or services provided through the App.


12. Limitation of Liability
To the extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use the App.


13. Governing Law
These Terms are governed by the laws of [Your Jurisdiction]. Any disputes arising from or related to these Terms or your use of the App shall be resolved through binding arbitration in accordance with the rules of the [Arbitration Association] in [City, State].


14. Contact Information
For questions or concerns regarding these Terms, please contact us at support@galgal.money.


By using the App, you agree to these Terms & Conditions.


We may update these Terms from time to time, and the latest version will be available within the App. It is your responsibility to review these Terms periodically for any changes. Your continued use of the App after any modifications signifies your acceptance of the revised Terms.